Indiana Auto Insurance Terms Explained

When you are purchasing auto insurance in Indiana, the terms can be mind-boggling. It’s impossible to make a sound purchase when you are confused by all the terms that are being thrown your way.

At Busick Insurance Agency LLC, we want Orleans, IN residents to feel secure in their auto insurance choices. We can help you to design the auto insurance policy that you need.

Liability Insurance

For every state there are minimum requirements for your auto insurance liability coverages. Those liability purchases are to cover the losses of other drivers in the event that you have been in a collision.

That liability coverage includes bodily injury liability and property damages coverage. 

Collision Insurance

Collision insurance on the other hand will cover damages to your vehicle in the event of a collision. This could include damages to your vehicle in a car that you have rented.

Comprehensive Insurance

Comprehensive insurance is insurance coverage that will cover you financially in the event that you experience losses that are not related to collisions. This includes bodily injury to other parties as a result of a collision, vandalism, theft, or any other loss that is not a result of a collision.

In addition to these damages, you may also use comprehensive insurance for:

• Windshield damage
• Falling objects
• Fire, riot, or explosion
• Weather-related damage
• Accidents with animals

Uninsured and Underinsured Motorist Coverage

Uninsured and underinsured motorist coverage is another kind of coverage that is required in Indiana. When you are in an accident where there are underinsured or uninsured motorists, this additional coverage will cover your costs and claims. 

Get a Quote

When you are looking for auto insurance, there are a number of terms that could confuse you. That will make it easy to get the wrong auto insurance. At Busick Insurance Agency LLC, we want Orleans, IN residents to have the right Indiana auto insurance policy. It’s easier than you think. Call us for a quote today.