Does Home Insurance Cover Wind Damage From Storms?

Regardless of where you live, most people are prone to severe storms throughout the year. Some areas are more likely than others to receive damage as a result. The Mid-West is primarily known for having storms that can cause extensive damage to homes. When selecting your home insurance coverage, it is essential to know if you are covered in the event your home receives damage from winds associated with storms.

Is My Home Covered From Wind Damage?

In most cases, the homeowner’s insurance policy will cover damage that is a result of a storm. This is something that people who are shopping for home insurance should be looking for in a policy. The likelihood that there will be a claim for people living in or near Orleans, IN is relatively high as opposed to other areas of the country. Having that type of protection can help prevent financial losses in the future, especially if the home is destroyed. When inquiring about the policy, ask the insurance agent specifically what the terms and exclusions of the policy are to protect from gaps in coverage.

Protecting Your Home From Storm Damage

A damaging storm can occur at any time during the year, which is why homeowners need to be prepared at all times. Find an insurance company that cares about your home being protected, and can help you get the coverage you need to have peace of mind. Busick Insurance Agency LLC gladly serves residents in and around the Orleans, IN area, and is happy to offer guidance and answers to your questions. 

Don’t leave your home vulnerable to damage without the protection of a homeowner’s insurance policy that covers wind damage from storms. For more information call Busick Insurance Agency LLC, or stop by the office and speak with a knowledgeable representative on how to get started.

How a Home Remodel Could Help Save on Home Insurance

Protecting your home, and everything inside is a matter of utmost importance. We keep our entire lives in our house. Our homes keep a roof over our loved ones and protect our memories and things that make life more enjoyable day to day. It makes sense then that we would want the best home insurance available but would also like to save money if possible. The home insurance experts at Busick Insurance Agency LLC, serving the residents of Orleans, IN, understand and want to help. Below, we take a closer look at how a home remodel could help to save on home insurance.

Remodeling Your Home

Home insurance policies and premiums are based on how much it would cost to replace or repair broken or damaged items within your home. If your home is in good condition or is newer, then the chances of having something break are much less than on an older home that is in disrepair. There are several specific updates to your home that can significantly alter the premium cost. The biggest factor is updating your roof. Having a newly installed roof can save a great deal on your premium. The roof protects your entire house, so it makes sense that you want this part of your home to be in tip-top shape. The same can be said for windows too, which helps to protect your home and minimize the risk of damage. The last upgrade that can make a big dent in your home insurance premium is updating the plumbing and wiring if you have an older home. Having updated wiring can minimize the chance of an electrical fire, and up to date plumbing means there is less of a chance for a flood if pipes break.

Knowing the ins and outs of home insurance can result in having a better-protected home for a lower premium. If you have specific questions or are looking to add a new insurance policy look to the experts at Busick Insurance Agency LLC, serving Orleans, IN. Feel free to visit our website homepage to learn more about how we can help you with home insurance.