Busick Insurance Agency LLC is a full-service insurance company that proudly serves the great city of Orleans, IN, and who can assist you with automobile insurance needs. Should you find yourself involved in an automobile accident in Indiana, you will likely strive to heal from the accident both physically as well as financially. These tips can help Indiana drivers understand the traffic laws in Indiana to aid in the recovery from an accident and to prevent being held liable in any future accidents.

Indiana is a fault state with regards to settling an automobile accident case. That means that the driver who is found to be over 50% at fault in the accident will be the party that is held liable for damages. However, being informed about the safe driving guidelines in Indiana and adhering to them can decrease the likelihood of being at fault in an accident.

It goes without saying that you shouldn’t drive while intoxicated. In Indiana, this is referred to as an Operating While Intoxicated (OWI) charge, and it applies when a driver has a blood-alcohol level of at least 0.08 or is driving under the influence of a controlled substance. This can result in a fine, a criminal charge, and being found at fault should an accident occur. If you have been drinking, you can avoid this by calling a cab or an Uber to take you home.

It’s also important to not text and drive. Indiana has a Distracted Driving law that prohibits typing text messages, transmitting messages, and reading emails while driving. Doing so can result in fines up to a maximum of $500 as well as being found at fault in an accident.

If you live in Indiana, and have further questions concerning automobile insurance, or are seeking coverage, contact Busick Insurance today.