You might think just because winter is coming that you don’t need your motorcycle insurance anymore since you’re not going to use your motorcycle until spring. However, you may want to keep your insurance policy active throughout the entire year. At Busick Insurance Agency, LLC, serving Orleans, IN and the surrounding area, we want to help you make the best decision about your insurance for your particular needs.
Unseasonably Nice Weather
Let’s say we get a bout of nice weather during the winter. You might feel the urge to go on a joyride and enjoy it, but without insurance, you’re at risk of having an accident with no protection. Not to mention, if you did want to take it out, you could find yourself getting fined if you don’t have at least liability insurance.
Theft or Vandalism
While your bike might not get into an accident over the winter, it’s still possible for unfortunate events to occur. For instance, someone could steal your bike. Maybe, someone will vandalize your bike. If you don’t know who it is, you won’t be able to receive any compensation, but an insurance policy would cover it. If a bad snow storm hits and damages your bike, you’d have to pay the cost if you didn’t have insurance.
It’s a hassle to have to cancel your policy and then remember to reopen your policy at a later date. If you forget to reestablish your coverage, you could find yourself not being able to ride in the spring. On the other hand, if you forget and ride without it, you could accrue a fine, have to replace your bike, or pay for the expenses of the other party if you get into an accident.
Contact Busick Insurance Agency, LLC, serving Orleans, IN and the surrounding area, to discuss bike insurance today by calling 812-865-2626.