3 Reasons to Purchase Health Insurance

Health Insurance policies are often not considered by a wide demographic of people who fall above the level for government insurance and below the income levels where it fits easily into the monthly budget. And even people who do purchase it, often cut out health insurance to save money. If there is a corner to be cut, health insurance should not be the go-to for many reasons. At Busick Insurance Agency LLC, we want you and your family to be protected and healthy with a quality insurance policy, we serve Orleans, IN and the surrounding areas. 

  1. It makes financial sense. The average hospital stay is $2,280 in Indiana, and the average yearly premium for an employer-sponsored plan, after their share, is $1,289 in the same area. When you have the option for an employer-sponsored plan, the insurance will more than pay for itself. Even if you do not have an employer-sponsored plan because you are self-employed or any other reason, you will find that the cost does balance out in your favor, just not as heavily.
  2. If you keep health insurance, you likely will be covered in the future for whatever may occur. If you let your insurance go, you may find that it is difficult to get covered again because of a pre-existing condition that occurred when you did not have the insurance. Keeping your insurance protects you and your family, no matter what life throws your way.
  3. Preventative care can save your life. Many people choose to forgo health insurance because they are young and healthy. However, yearly exams can catch issues early enough to save your life so you can continue to enjoy your healthy lifestyle. 

Contact us at Busick Insurance Agency LLC to discuss health insurance options for you and your family. We proudly serve the Orleans, IN area with all your insurance needs.