What Is Medicare Insurance and Why Do I Need It?

Medicare is a popular topic today, but not everyone knows who it’s for and how it can help. This government-funded health insurance has helped countless people get quality care and services from doctors they trust. Still, there are some restrictions that Busick Insurance Agency LLC wants everyone to know. If you’re interested in signing up, here are a few facts you need to know before doing it. 

Not Everyone Is Eligible 

Medicare was explicitly designed for Americans aged 65 and up, although it’s worth noting that people younger can potentially sign up for it too. Those with specific disabilities (including kidney failure) may be approved for Medicare. If you live in Paoli or Orleans, IN, you may want to talk to an expert to learn more about your eligibility. 

How It Works

Medicare has more than one plan available, and each one comes with its own set of pros and cons. The general rule of thumb is that Part A covers inpatient care, while Part B covers outpatient care. So if you need to stay in the hospital for several days, Part A may cover those costs. There are also Part C and Part D plans that offer different perks to members, including prescription drug coverage and wellness programs. 

Do I Need It?

Medicare insurance may be the only thing that stands between you and the medical bills that you can’t pay. For those who live in Paoli or Orleans IN, it can be a great way to get peace of mind for an uncertain future. If you have questions about whether you’re eligible or which plan is right for you, give Busick Insurance Agency LLC a call today. We can take you through each option step-by-step so that you can make a smarter decision.